FBNBank

FBNBank is the brand used by First Bank of Nigeria Limited to operate its network of commercial banks in Africa. It provides retail and corporate banking services through subsidiary banks and branches in several countries, offering products for individuals, small and medium-sized enterprises, and larger corporations. The FBNBank network forms part of FBN Holdings Plc and operates under local regulators in each country while sharing the parent company’s risk management and governance framework.

History and presence: The FBNBank brand was established to unify the group’s overseas banking activities under a common identity as it expanded beyond Nigeria. Subsidiaries provide local deposits, lending, payments, trade finance, and treasury services, with full-service operations in multiple markets.

Services and products: The banks offer personal banking, business and SME services, loans and mortgages, deposits and payments, card services, online and mobile banking, trade finance, and cash management.

Regulation and governance: Each FBNBank subsidiary is licensed and supervised by its national regulator and operates in alignment with the parent group’s corporate governance standards and financial reporting requirements.

Digital strategy: FBNBank emphasizes digital banking and financial technology, providing internet and mobile banking platforms, digital payments, and agency banking to extend reach in markets where physical branches are limited.