Enkelisijoittajilla

Enkelisijoittajilla is a Finnish term referring to angel investors. Angel investors are typically high-net-worth individuals who provide capital for a startup business, usually in exchange for convertible debt or ownership equity. They often invest their own money rather than pooled funds from other investors.

Angel investors play a crucial role in the early stages of a company's development, providing funding when traditional sources like banks or venture capital firms may be unwilling to take on the perceived risk. Beyond financial investment, angel investors often bring valuable expertise, mentorship, and industry connections to the startups they support. This "smart money" can significantly influence a young company's trajectory and success.

The typical angel investment is smaller than a venture capital investment, ranging from tens of thousands to a few hundred thousand euros. Angels often focus on industries where they have personal experience or a strong understanding. Their investment decisions are driven by the potential for significant financial returns, but also often by a desire to support innovation and entrepreneurship.

While angel investing can be highly rewarding, it also carries substantial risk. Many startups fail, and angel investors may lose their entire investment. Therefore, thorough due diligence and a diversified investment portfolio are important for individuals considering becoming angel investors. In Finland, as elsewhere, angel investing networks and associations exist to facilitate connections between investors and entrepreneurs.