Eläkeetuuksien

Eläkeetuudet refers to pension benefits in Finnish. These benefits are designed to provide financial security to individuals after they have retired from working life. The Finnish pension system is a combination of earnings-related pensions and a national pension. Earnings-related pensions are funded by contributions from both employers and employees during their working years, and the amount received is based on an individual's earnings history. The national pension, on the other hand, is a basic income security provided by the state, typically for those who have not earned a sufficient pension from their employment or who have very low earnings.

There are several types of pension benefits within the earnings-related system, including old-age pensions, disability pensions, and survivors' pensions. Old-age pensions are the most common, paid to individuals upon reaching the statutory retirement age. Disability pensions are granted to those who are no longer able to work due to illness or injury. Survivors' pensions provide support to the surviving spouse and children of a deceased insured person. The eligibility criteria and the calculation methods for these benefits are governed by specific legislation in Finland. The administration of pension benefits is primarily handled by pension providers, such as insurance companies and pension institutions. The system aims to ensure a reasonable standard of living for all retirees.