Eläkeetuudet

Eläkeetuudet refers to the various benefits and entitlements related to retirement in Finland. These benefits are primarily designed to provide financial security for individuals after they have ceased working. The Finnish pension system is a comprehensive social security scheme, and eläkeetuudet encompass different types of pensions and related allowances.

The core of eläkeetuudet is the statutory earnings-related pension, which is funded by contributions from employees, employers, and the state. This pension accrues based on an individual's earnings during their working life and is paid out after retirement. There are also other forms of pensions, such as the national pension, which provides a basic income for those who have not earned enough to qualify for a substantial earnings-related pension.

Beyond basic retirement pensions, eläkeetuudet can also include various supplementary benefits and allowances. These might be designed to support individuals who retire early, or to compensate for specific circumstances like disability or a reduced earning capacity. The Finnish Social Insurance Institution (Kela) and the Finnish Centre for Pensions are key institutions responsible for administering and overseeing these benefits. The system is subject to regular reforms aimed at ensuring its long-term sustainability and adequacy in providing for the elderly population.