Diverzifikációt

Diverzifikációt refers to the strategic process of spreading investments or business activities across a range of different assets, markets, or products. In finance, diversification is a risk management strategy employed to reduce the overall risk of a portfolio. By not putting all one's eggs in the same basket, investors aim to minimize losses if one particular investment performs poorly. This can involve investing in various asset classes like stocks, bonds, real estate, and commodities, or within a single asset class by investing in different companies or sectors.

In a business context, diversification involves expanding into new product lines, services, or geographical markets. A company might diversify its offerings to reduce its reliance on a single product or industry, thereby buffering against market fluctuations or changes in consumer demand. This can lead to increased stability and potential for growth. The core principle behind diversification, whether in finance or business, is to mitigate risk by creating a broader and more resilient base. While diversification can help reduce unsystematic risk (risk specific to a particular company or industry), it generally does not eliminate systematic risk, which affects the entire market.