CSAA

CSAA most commonly refers to CSAA Insurance Group, a U.S. property and casualty insurer affiliated with the American Automobile Association (AAA). The company traces its origins to the California State Automobile Association, founded in 1909 to promote motorist safety and advocate for drivers’ interests. Through the 20th century it expanded to neighboring states and, as part of its evolution, adopted the CSAA Insurance Group name to reflect its broader insurance operations while remaining tied to the AAA network.

CSAA Insurance Group underwrites auto, home, renters, and other personal lines for customers in California, Nevada, and Utah, and delivers roadside assistance and related services through participating AAA clubs. Policies are distributed via AAA clubs and independent agents, with coverage options and discounts aligned with the benefits of AAA membership.

Corporate structure is that of a mutual insurer. Policyholders are the owners, and the company operates in coordination with AAA clubs to provide underwriting, claims handling, and customer service. It is regulated by state insurance departments in its operating states and maintains financial strength ratings from major rating agencies.