Anleger

Anleger is a German noun with several meanings. In finance, it denotes a person or entity that commits capital to investments. An Anleger may place money in stocks, bonds, funds, real estate or other assets with the aim of wealth growth or income. In practice the term covers Privatanleger (private investors) and institutionelle Anleger (institutional investors such as banks, asset managers, pension funds). Investor behavior is shaped by goals, investment horizon, risk tolerance and market conditions; common topics include Anlagestrategien, Diversifikation, Kosten, Rendite and Risikomanagement.

In banking and financial services, der Begriff is also used for an account holder or customer who uses investment products or custody services offered by a bank or broker.

In maritime contexts, Anleger means a quay, jetty or harbor embankment — the place at which ships dock and passengers or cargo are loaded and unloaded.

Etymology: the word derives from anlegen (to lay on, to dock) and from Anlage (investment, installation). In finance, the sense arises from the concept of making an Anlage (investment) and the person who makes it as the Anleger.

The term is common in German-language financial journalism, regulatory language and everyday usage, and its precise meaning depends on context.