võlgnikutele

Võlgnikutele is the dative plural form of võlgnik, a Estonian noun meaning debtor. It is used to refer to debtors as the indirect object of an action or statement, for example when something is sent to or communicated to the debtors. The word võlgnik itself denotes a person who owes money or an obligation, and it is formed from võlg (debt) with a noun suffix.

In Estonian grammar, the dative case marks the recipient or beneficiary of an action, so võlgnikutele literally means “to the debtors” or “for the debtors.” This form is common in legal, financial, and administrative contexts, where communications or directives are addressed to those who owe money. For instance, sentences such as Käesolev teade on mõeldud võlgnikutele (This notice is intended for the debtors) or Võlgnikutele saadeti maksegraafik (A payment schedule was sent to the debtors) illustrate typical usage.

Usage notes: võlgnikutele appears specifically in the dative plural and is used when the debtors are the recipients of an action. Related forms include võlgnikud in the nominative plural, which refers to the debtors as the subject. The term is most often encountered in official or formal language, such as debt collection communications, court rulings, and administrative notices.