vakuutusperiaatteisiin
Vakuutusperiaatteisiin refers to the fundamental principles that govern insurance contracts and the functioning of the insurance industry. These principles are designed to ensure fairness, predictability, and the ability of insurers to meet their obligations to policyholders.
A key principle is the utmost good faith, known as uberrimae fidei. This means that both the
Another core concept is indemnity, which aims to restore the insured to the financial position they were
The principle of subrogation allows the insurer, after paying a claim, to step into the shoes of