vakuudeksi

Vakuudeksi is the translative form of the Finnish noun vakuus, meaning a guarantee or collateral. In Finnish, the translative case marked by the suffix -ksi expresses a role, state, or function. Thus vakuudeksi translates roughly to “as a guarantee” or “as collateral,” and it is used to indicate what something is being used for in relation to a contractual obligation.

In practice, vakuudeksi appears mainly in legal and financial language. It describes what is placed or designated to secure a debt or obligation. For example: Lainaa varten käytetään kiinteistöä vakuudeksi. The phrase signals that the property is used as collateral for the loan. Another common construction is to state that a certain asset is set as a guarantee in a contract.

Vakuudeksi is closely related to other terms for securing obligations, such as vakuus (general guarantee or security), pantti (a pledged asset), and takaus (a personal guarantee). While vakuus refers to the overall concept of security, vakuudeksi emphasizes the role of an asset or arrangement as the collateral within a specific agreement. In everyday language, more informal or imprecise phrasing may be used, but in official documents the precise use of vakuudeksi helps clarify which item is serving as security.

Etymologically, vakuudeksi derives from vakuus combined with the translative suffix -ksi, a common way in Finnish to express “as” or “into” a certain function. The form is not a separate concept but a grammatical tool to describe the role of a security in a transaction.

See also: vakuus, pantti, takaus, lainaehtot, velka.