ubezpieczajcy

Ubezpieczajacy is the present participle of the Polish verb ubezpieczac (to insure). In insurance-related language, it can function as an adjective or as a substantive term to designate the party that insures or arranges the insurance policy. The precise meaning of ubezpieczajacy varies with the context of a contract or document.

In practice, standard terms are ubezpieczyciel (the insurer), ubezpieczony (the insured), and, for the policyholder, posiadacz polisy or strony umowy. The form ubezpieczajacy is less common in everyday speech and appears mainly in formal or older texts. When used, its interpretation depends on how the contract defines the parties; it is not a fixed label like ubezpieczyciel or ubezpieczony.

Grammatical note: ubezpieczajacy is derived from the verb ubezpieczac and follows Polish adjective/participial endings. The masculine singular form is ubezpieczajacy, with feminine and neuter variants such as ubezpieczajaca and ubezpieczajace. As a noun, its usage is rare and context-dependent; if the contract uses it as a party designation, its exact role should be clarified in the definitions or party section.

See also: ubezpieczyciel; ubezpieczony; posiadacz polisy; definicje stron.