työttömyysturvassa

Työttömyysturva refers to the system of unemployment benefits in Finland. It is a social security scheme designed to provide financial support to individuals who have lost their jobs and are actively seeking new employment. The system aims to alleviate economic hardship during periods of unemployment and encourage re-entry into the labor market.

There are two main types of unemployment benefits in Finland: basic unemployment allowance (peruspäiväraha) and earnings-related unemployment allowance (ansio-osa). Basic unemployment allowance is a flat-rate benefit available to all eligible unemployed individuals, regardless of their previous earnings. Earnings-related unemployment allowance, on the other hand, is based on an individual's previous income and is paid by unemployment funds, which are typically linked to specific trade unions or professional associations.

To be eligible for unemployment benefits, individuals must meet certain criteria. These generally include being unemployed, being available for work, actively seeking employment, and having met minimum earnings or employment history requirements. The duration for which benefits can be received is also subject to specific rules, often depending on the individual's age and employment history.

The administration of työttömyysturva involves several key actors. Kela (The Social Insurance Institution of Finland) is responsible for paying basic unemployment allowances and for processing applications. Unemployment funds are responsible for paying earnings-related allowances. The Employment and Economic Development offices (TE-palvelut) play a crucial role in job seeking support and verifying the availability of individuals for work. The overall system is regulated by Finnish legislation.