turvallisuuskerrokseen

Turvallisuuskerros is a Finnish term referring to a component of the Voluntary Labour Market Guarantee Scheme (TYEL), an income security system designed for working individuals in Finland. The term Turvallisuuskerros translates to "safety layer" or "security layer" in English.

Implemented by the Finnish government, the Voluntary Labour Market Guarantee Scheme provides a financial safety net for employees in the form of partial unemployment allowances, should their employment be terminated due to reasons beyond their control. Turvallisuuskerros specifically pertains to the part of this system that deals with short-term unemployment.

The Turvallisuuskerros essentially functions as a supplementary benefit to employees who have experienced short-term layoffs. It is designed to provide supplementary income protection for a predetermined period, usually at a level exceeding the recipient's unemployment allowance. This component allows recipients to maintain their standard of living and thus alleviates stress in adversarial employment situations.

Financing for the Voluntary Labour Market Guarantee Scheme is derived from an applicable employer contribution, with the employer's contribution rate being directly proportional to the coverage offered under the scheme. By providing a financial safeguard for employees, the Voluntary Labour Market Guarantee Scheme aims to minimize uncertainty in the job search process and functional instability in the labour market. Factors such as the termination of employment, union internal conflicts, or a company restructuring may lead to short-term unemployment.