skadesbegunstigende

Skadesbegunstigende is a Danish adjective used to describe circumstances, actions or conditions that increase the likelihood or extent of damage or loss. The term appears mainly in legal and insurance contexts and is typically found in phrases such as skadesbegunstigende forhold or skadesbegunstigende omstændigheder. In essence, something that is skadesbegunstigende makes a loss more likely or more severe, compared with normal conditions.

The word is formed from skade (damage) and begunstigende, the present participle of begunstige meaning to favour or benefit. The construction highlights a causal relationship where the factor increases risk or harm.

In practice, the concept is used to assess responsibility, liability and coverage. In liability disputes, courts may evaluate whether certain factors were skadesbegunstigende and thus contributed to the damage; in insurance, such factors may influence the assessment of fault, premium, or coverage. The term helps differentiate factors that aggravate a loss from neutral circumstances.

Examples include a building with inadequate fire protection in a high-risk area, negligent storage of flammable materials, or poor maintenance that makes structural damage more likely. These would be described as skadesbegunstigende forhold.

See also: skade, forsikring, ansvar, risikofaktorer.