seesam

Seesam is the brand name used by insurance companies operating in the Baltic states of Estonia, Latvia, and Lithuania. It offers a range of insurance products for individuals and businesses, including motor, property, travel, health, life, and liability insurance. The brand supports customer-facing services through online quotes, policy management, and claims handling, complemented by a network of local agents and partner channels.

Historically, Seesam emerged in the Baltic market during the late 20th century as local insurers sought a recognizable cross-border identity. Over time, the Seesam footprint expanded to cover all three Baltic countries, aligning with regional market developments and regulatory frameworks. In each country, Seesam operates as a local entity licensed to offer insurance products under the supervision of the respective national financial regulators.

The corporate structure of Seesam varies by jurisdiction, with operations organized as local subsidiaries or licensees within each country. The company emphasizes digital customer experience, transparent pricing, and efficient claims processing, while adapting its product suites to meet local regulatory requirements and consumer needs. Seesam competes with other Baltics-based insurers and international players present in the region, and its primary focus remains delivering accessible, reliable insurance solutions across the Baltic market.