refinanszírozási
Refinanszírozási (financial refinancing) refers to the process of restructuring an existing debt obligation by replacing it with a new loan or financial instrument under different terms. This practice is commonly used by individuals, businesses, and governments to manage cash flow, reduce interest rates, or extend repayment periods. The primary goal is often to improve financial flexibility or lower overall borrowing costs.
In Hungary and other markets, refinanszírozási typically involves negotiating with lenders to modify repayment schedules, interest
The refinancing process often requires careful consideration of associated costs, such as origination fees, prepayment penalties,
Refinanszírozási is particularly relevant in economic downturns or periods of low interest rates, as it allows