rahoitusvalvonnan

Rahoitusvalvonta refers to the supervision and regulation of financial markets and institutions. Its primary objective is to ensure the stability and integrity of the financial system, protect consumers and investors, and prevent financial crime.

In Finland, the main authority responsible for rahoitusvalvonta is the Financial Supervisory Authority (Finanssivalvonta). This body oversees banks, insurance companies, investment firms, pension providers, and other financial market participants. Its tasks include licensing financial institutions, monitoring their solvency and compliance with regulations, and intervening when necessary to address risks.

The scope of rahoitusvalvonta covers various aspects of financial operations, such as capital adequacy requirements, risk management practices, consumer protection rules, and anti-money laundering measures. Through its oversight, the authority aims to foster confidence in the financial sector and promote fair competition.

International cooperation plays a significant role in rahoitusvalvonta, as financial markets are increasingly interconnected. Finnish authorities collaborate with their counterparts in other countries and participate in international standard-setting bodies to address cross-border financial risks effectively. The goal of rahoitusvalvonta is to create a safe and reliable environment for financial activities, benefiting both individuals and the economy as a whole.