prévois

Prévoyance is a French term that translates to foresight, anticipation, or provision. In a general context, it refers to the ability to think ahead and prepare for future events or needs. This can encompass a wide range of actions, from personal financial planning to strategic business decisions or even governmental policy-making. The core concept involves assessing potential risks and opportunities and taking steps to mitigate negative outcomes or capitalize on positive ones.

In France, the term prévoyance has a more specific and significant meaning within the social security and insurance systems. It refers to a system of complementary social protection that goes beyond the basic state-provided coverage. This typically includes provisions for death benefits, disability, and long-term care. Prévoyance plans are often offered through employers as part of employee benefits packages or can be purchased individually. These schemes aim to provide financial security and support to individuals and their families in situations where their income may be reduced or eliminated due to unforeseen circumstances. The funding for prévoyance schemes usually comes from contributions made by employers and/or employees.