pensioengerechtigde

Pensioengerechtigde is a Dutch term used in social security and pension administration for a natural person who has a right to pension benefits. The term covers individuals who are entitled to receive a pension under a state, occupational, or private pension scheme, whether because they have reached the applicable retirement age, have accrued sufficient pension rights through contributions and service, or qualify for a survivor’s or disability pension. In practice, the pensioengerechtigde is the beneficiary of pension payments, not necessarily the person who currently contributes to the pension.

In the Dutch state system, the Algemene Ouderdomswet (AOW) determines eligibility for the basic state pension for residents who have lived or worked in the Netherlands, and those who meet the conditions are pensioengerechtigden. In occupational pension schemes, participants build up pension rights that become pensioengerechtigde when retirement or early retirement occurs, or when a disability or death triggers a survivor’s pension. The exact conditions and benefit amounts depend on the plan terms and applicable law; responsibilities for determining eligibility lie with the pension fund or the relevant government body.

For the pensioengerechtigde, benefits are usually paid as monthly payments intended to replace part of former income, and payments may be adjusted for indexation or changes in legislation. The term is primarily used in official communications, policy documents, and administrative records to indicate a person with pension entitlement rather than current employment status.