nominaalväärtuste

Nominaalväärtuste refers to the face value or stated value of something, particularly in economics and finance. It is the value that is printed on a banknote, coin, bond, or stock certificate, or the value assigned in a contract or agreement, without considering any adjustments for inflation, interest, or other market factors. This contrasts with the real value, which accounts for these adjustments.

For example, a 10 euro banknote has a nominal value of 10 euros. However, its purchasing power, or real value, can fluctuate over time due to inflation. Similarly, a bond might have a nominal value of $1,000, which is the amount the issuer promises to repay at maturity. The market price of the bond, however, can be higher or lower than its nominal value depending on prevailing interest rates and the issuer's creditworthiness. In accounting, nominal value is often used for assets like stock, representing the arbitrary value assigned when shares are issued, often a very small amount. Understanding the distinction between nominal and real values is crucial for accurate financial analysis and decision-making.