maksuviivästelle
Maksuviivästelle is a neologism used in Finnish financial discourse to describe a structured deferral or extension of payment obligations. The term is not codified as an official legal concept in Finland, but it appears in banking product descriptions, accounting guides, and discussions on debt management. It denotes an agreement or mechanism by which a debtor is allowed to delay payments beyond the original due date, often under a revised schedule.
Typical features include the scope of debts (invoices, loans, taxes), the parties involved (debtor and creditor),
Process and terms usually require the debtor to present hardship or cash-flow reasons, with the creditor evaluating
Relation to other concepts: maksiviivästelle is conceptually similar to forbearance, payment plans, moratoriums, or debt restructuring,