maksupalveluina
Maksupalveluina is a Finnish term used in financial and regulatory contexts to describe activities carried out as payment services. In Finnish regulatory language, the phrase appears in licenses, contracts, and descriptions to indicate that an organization provides or operates in the capacity of a payment service provider.
The concept covers a broad set of functions that fall under the EU Payment Services Directive 2
Regulation and oversight: In Finland, Finanssivalvonta (the Financial Supervisory Authority) regulates payment service providers, and undertakings
Security and compliance: Providers offering maksupalveluina must implement strong customer authentication (SCA), secure communications, and anti-money
Impact and considerations: Maksupalveluina activities foster innovation, faster and cross-border payments, and greater competition among banks
See also: Payment service provider, PSD2, AIS, PIS, FinTech, Finanssivalvonta.