leskeneläkkeistä

Leskeneläke, or widow's pension, is a form of social security benefit in Finland intended to provide financial support to a surviving spouse after the death of their insured partner. Eligibility for a leskeneläke is primarily based on the deceased's employment history and insurance coverage. Typically, the deceased must have been insured under the Finnish earnings-related pension system, which covers most employees and self-employed individuals.

To qualify, the surviving spouse must generally meet certain criteria. Historically, these criteria often included being of a certain age, or if younger, having dependent children or being unable to work due to disability. The duration of the marriage can also be a factor in some cases, though the specific requirements can vary depending on the legislation in effect at the time of the deceased's death and the specific pension provider.

The amount of the leskeneläke is usually calculated based on the deceased's pension accrual. It is designed to partially replace the income that the surviving spouse would have received had their partner lived. The benefit is paid by pension providers, such as Ilmarinen, Varma, or Elo, depending on which company insured the deceased. It is important for surviving spouses to contact the relevant pension provider to inquire about their eligibility and the application process. Information and application forms are usually available on the websites of these pension institutions.