lainanannon

Lainanannon is a Finnish noun referring to the act of granting or disbursing a loan. It is used primarily in legal, regulatory, and financial texts in Finland, rather than in everyday conversation. The term can denote the overall process of loan issuance as a policy area or refer to specific instances in which funds are made available to a borrower.

Etymology: The word combines laina (loan) and anto (giving or grant) within the compound noun lainaanto. The genitive form lainanannon marks the act itself or the field of loan issuance when used in Finnish phrases such as lainanannon ehdoista or lainanannon määrä.

Usage: Lainanannon is encountered in formal documents, banking regulations, and regulatory analyses of credit activity. It is not commonly used in informal speech; speakers may use phrases like laina-antaminen or lainan myöntäminen to mean granting a loan. When translated into English, it aligns with “the granting/issuance of a loan” or “loan disbursement.”

See also: laina (loan), lainanantaja (lender), lainasopimus (loan agreement), korko (interest).