lääkekorvauksissa

Lääkekorvaukset refer to the system in Finland that subsidizes the cost of prescription medicines for residents. This system aims to make medication more affordable and accessible, ensuring that individuals can receive necessary treatments without facing excessive financial burdens. The reimbursement levels are determined by the Social Insurance Institution of Finland (Kela) and depend on the specific medicine, its therapeutic use, and the patient's individual situation.

There are generally two levels of reimbursement: basic and higher. The basic reimbursement applies to most commonly used medicines, while the higher reimbursement is for more expensive or essential treatments. Patients typically pay a portion of the medicine's cost upfront, and the remaining amount is covered by Kela. The reimbursement is automatically processed at pharmacies when a prescription is presented with a valid Kela card.

Furthermore, a pharmaceutical expenses deductible, known as the "omavastuu," exists. Once a certain amount is spent on medicines within a year, the reimbursement rate increases. This system encourages responsible use of medications while providing substantial financial relief for those with ongoing or significant healthcare needs. Kela's website provides detailed information on current reimbursement levels, eligible medicines, and the deductible system.