kulutuspitävyyttä

Kulutuspitävyyttä, often translated as consumer resilience or consumption durability, refers to the capacity of households or individuals to maintain their consumption patterns in the face of economic shocks or downturns. It encompasses the ability to sustain spending on essential goods and services, as well as discretionary items, even when income or wealth is negatively affected. Factors influencing kulutuspitävyyttä include household savings, access to credit, the flexibility of household budgets, the availability of social safety nets, and the composition of consumption spending (i.e., the proportion of essential versus non-essential items).

A higher degree of kulutuspitävyyttä means that a household is less likely to drastically cut back on its spending during difficult times. This can have broader economic implications, as sustained consumption can help to buffer aggregate demand and prevent deeper recessions. Conversely, low kulutuspitävyyttä can exacerbate economic downturns, as widespread reductions in spending lead to decreased business revenue, job losses, and further declines in economic activity. Understanding and promoting kulutuspitävyyttä is therefore a key concern for policymakers aiming to ensure economic stability and well-being.