kreditrisikoen
Kreditrisikoen, also known as credit risk, refers to the possibility of a loss resulting from a borrower's failure to repay a loan or meet contractual obligations. This risk is faced by lenders, such as banks and financial institutions, when they extend credit to individuals or companies. The potential loss can encompass both the principal amount of the loan and any accrued interest.
There are several types of credit risk. Default risk is the most common, where the borrower simply
To manage kreditrisikoen, lenders employ various strategies. Credit scoring and analysis are used to assess a