kostenverzekering
Kostenverzekering, often translated as cost insurance or expense insurance, refers to a type of insurance policy designed to cover specific costs incurred by an insured individual or entity. Unlike traditional indemnity insurance that aims to restore the insured to their financial position before a loss, kostenverzekering focuses on reimbursing pre-defined expenses. This can encompass a variety of situations, such as the costs associated with travel cancellations, legal proceedings, or even certain medical treatments that might not be fully covered by standard health insurance.
The core principle of kostenverzekering is the direct reimbursement of documented expenses. For example, a travel