kindlustusele

Kindlustusele is the allative case form of the Estonian noun kindlustus, meaning insurance. It designates direction toward, or contact with, an insurance service or insurer, and is often translated as “to the insurer” or “to insurance.” In Estonian, the allative is formed by adding the suffix -le to the noun stem: kindlustus → kindlustusele.

Common uses include indicating the recipient of an action or the target of contact, such as writing to an insurer or seeking assistance from an insurer. Examples: “Ma kirjutasin kindlustusele kahju kohta” (I wrote to the insurer about the damage); “Ta pöördus kindlustusele seoses kahjujuhtumiga” (He contacted the insurer regarding the incident).

In everyday language, people typically refer to the service as kindlustus or by the insurer’s name, but kindlustusele appears in more formal contexts, such as claims procedures, official correspondence, or regulatory texts.

Note: Kindlustusele is not a separate concept or organization; it is simply the grammatical allative form of kindlustus used in sentences.

See also: kindlustus (insurance), kirjutama kindlustusele (to write to the insurer), pöörduma kindlustusele (to contact the insurer).