kapitalreservar
Kapitalreservar, also known as capital reserves, refers to the portion of a bank's capital that is set aside to cover potential losses on loans and other financial instruments. This reserve is a crucial component of a bank's capital structure and is regulated by financial authorities to ensure the stability and solvency of the banking system. The size of the capital reserve is typically determined by regulatory requirements and is based on the risk profile of the bank's assets.
The primary purpose of capital reserves is to provide a financial cushion that can absorb unexpected losses
Capital reserves are distinct from other types of reserves, such as liquidity reserves, which are held to
In summary, kapitalreservar plays a vital role in maintaining the stability and resilience of the banking system.