hitelterhelés
Hitelterhelés refers to the process where a financial institution registers a claim or encumbrance against a property to secure a loan. This claim gives the lender the right to seize and sell the property if the borrower defaults on their loan obligations. In essence, it is a form of collateralization, ensuring that the lender has a way to recover their funds. The registration of a hitelterhelés typically occurs at a public land registry office, making the encumbrance publicly visible and binding.
The presence of a hitelterhelés significantly impacts the property's marketability and the owner's ability to transact