eläköitymistä

Eläköitymistä, often translated as retirement, refers to the period in a person's life when they withdraw from full-time work. This transition typically occurs at a predetermined age, often set by social security systems or pension plans. The decision to retire can be influenced by various factors, including personal finances, health, career satisfaction, and the desire to pursue other interests.

Upon retiring, individuals may experience significant lifestyle changes. They often have more free time, which can be dedicated to hobbies, travel, spending time with family, or volunteering. Retirement also necessitates careful financial planning to ensure that savings and pension income are sufficient to cover living expenses.

The concept of retirement has evolved over time. In many societies, it is seen as a well-deserved rest after a lifetime of work. However, there is also a growing trend towards phased retirement or remaining engaged in part-time work, allowing individuals to ease into retirement or continue to contribute to the workforce. The social and economic implications of an aging population and increasing retirement rates are subjects of ongoing discussion and policy development in many countries.