cardnotpresenttransaktioner
Card-not-present transactions refer to any payment card transaction where the physical card is not presented at the point of sale. This commonly occurs in online purchases, over the phone, or through mail order. In these scenarios, the cardholder's information, including the card number, expiry date, and CVV code, is entered manually or transmitted electronically.
These transactions carry a higher risk of fraud compared to card-present transactions because the merchant cannot
Further enhancements like 3D Secure, which adds an extra layer of authentication, often requiring the cardholder