betalingsrisici
Betalingsrisici refers to the potential for financial loss that can arise when a party fails to meet its payment obligations. This concept is central to financial transactions, credit management, and overall economic stability. There are several types of betalingsrisici. One prominent form is credit risk, which occurs when a borrower or debtor defaults on their debt payments. This can impact lenders, suppliers, and any entity expecting payment. Another aspect is settlement risk, concerning the possibility that one party in a transaction will fulfill its side of the bargain while the other fails to deliver payment. This is particularly relevant in financial markets and international trade.
Operational risk can also contribute to betalingsrisici, arising from errors, fraud, or system failures within an