beneficiário

A beneficiário is a term used in legal and financial contexts to denote an individual or entity designated to receive a benefit, such as money, property, or rights, from a contract, will, insurance policy, or trust. The concept of a beneficiário is central to the distribution of assets and the fulfillment of contractual obligations.

In the context of life insurance, the beneficiário is the person or people named by the policyholder to receive the death benefit upon their passing. Similarly, in a will, the beneficiários are those individuals or organizations who are designated to inherit the deceased's estate. Trusts also commonly designate beneficiários who will benefit from the assets held within the trust according to its terms.

The designation of a beneficiário is a crucial step in estate planning and financial management. It ensures that assets are distributed according to the wishes of the grantor or policyholder. It is important for individuals to review and update their beneficiário designations periodically to reflect changes in their personal circumstances, such as marriage, divorce, or the birth of children. Failure to do so can lead to unintended consequences and potential disputes over the distribution of assets. The term can also appear in contexts like pension plans or any situation where a third party is entitled to receive a specific advantage.