bankszámlakimutatás

A bankszámlakimutatás, often referred to as a bank statement in English, is a document provided by a financial institution detailing the transactions and balances of a customer's bank account over a specific period, typically monthly. This statement serves as a crucial record of financial activity, allowing account holders to review and reconcile their spending, deposits, and any other movements of funds.

Each bankszámlakimutatás usually includes key information such as the account holder's name and address, the account number, the statement period, and the beginning and ending balances of the account. It lists all individual transactions, including dates, descriptions, and amounts. Deposits are typically shown as credits, while withdrawals, payments, and fees are presented as debits.

Customers receive bankszámlakimutatások either in paper form via mail or electronically through their bank's online portal or mobile application. It is essential for individuals and businesses to regularly examine their statements for accuracy, to detect any unauthorized transactions, and to manage their personal finances effectively. By comparing the statement with their own records, users can identify discrepancies and report them to the bank promptly. In essence, the bankszámlakimutatás is a fundamental tool for financial transparency and accountability.