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Bankgirogiro, often referred to as Bankgiro and Plusgiro, was a Swedish electronic payment system that operated until 2014. It was established through the merger of Bankgirot and Plusgirot, two separate giro systems, in 1996. The primary purpose of Bankgirogiro was to facilitate the transfer of funds between bank accounts within Sweden.

The system allowed individuals and businesses to make payments, such as salary payments, invoices, and direct debits, electronically. Users would typically provide specific Bankgirogiro account numbers to their banks for initiating or receiving payments. This method offered a streamlined and efficient alternative to traditional paper-based payment methods.

Bankgirogiro played a significant role in the modernization of Sweden's payment infrastructure, contributing to increased efficiency and reduced processing times for financial transactions. It was managed by Bankgirocentralen AB, a company owned by Swedish banks.

In 2014, Bankgirogiro was fully integrated into the Swish payment system and other modern banking infrastructure, effectively discontinuing its standalone operation. The legacy of Bankgirogiro lies in its contribution to the development of electronic payment systems in Sweden.