asumistuki

Asumistuki is a housing allowance provided by the Finnish Social Insurance Institution (Kela) to people with low income to help cover housing costs. It is designed for those who pay rent or have housing costs associated with owning a home. The benefit can be paid to the recipient or, upon request, directly to the landlord to help ensure the rent is paid.

Who can get it: To qualify, a person must reside in Finland, have a relatively low income for the size of the household, and have housing costs covered by rent or other housing payments. The amount depends on household size, income, and the actual housing costs. The regional cost level and other factors can influence the maximum eligible sum. Eligibility is assessed by Kela using current income data and living arrangements.

How it works: The amount is calculated by Kela and paid monthly. The benefit is designed to adjust as income and household circumstances change. It is typically reduced if income rises and may be coordinated with other benefits. The payment can be directed to the tenant or to the landlord if requested.

How to apply: Applications are filed with Kela, usually through the online service. You will need documentation such as proof of income (payslips or benefit statements), the rental agreement or housing cost documentation, and bank details for payments. Processing times vary.

Relation to other benefits: Asumistuki is part of Finland’s social security system. If housing costs remain high relative to income, other forms of assistance, such as general social assistance, may be available to help cover living expenses.