arbejdsmarkedspension
Arbejdmarkedspension is the Danish term for occupational pension schemes that operate within the Danish labor market. It comprises a collection of pension arrangements negotiated between trade unions and employers’ associations as part of collective agreements. The aim is to supplement the state pension and ATP (Arbejdsmarkeds Tillægspension) by providing additional income in retirement based on years of work and earnings.
The schemes are typically funded by contributions from both employers and employees and are managed by private
Payouts from arbejdmarkedspension can be taken as lifetime pensions, with options for lump-sum withdrawals or phased
Tax treatment in Denmark generally allows pension contributions to reduce taxable income, while pension withdrawals are