Zajiovaný

Zajiovaný is a Czech adjective formed from the verb zajistit (to secure, guarantee, arrange). It describes something that has been secured, insured, or guaranteed by a collateral, guarantee, or other securing instrument. In legal and financial texts it is used to characterize assets, obligations or income that are backed by a security mechanism or guarantee.

Etymology and form: the word is built with the -ovaný suffix typical of passive participles. In practice, the more common everyday term for securing is zajištěný, while zajiovaný appears primarily in formal or technical contexts. Both forms are understood, but they may carry slightly different stylistic nuances.

Usage: zajiovaný is most often encountered in official or specialized language, such as descriptions of secured loans, secured obligations, or other secured claims. For example, a loan can be described as zajiovaný úvěr, meaning it is backed by collateral or a guarantee. In everyday language, however, zajištěný is the standard choice.

Relation to related terms: zajištění refers to the act or process of securing, while zástava (collateral) and ručení (guarantee) describe concrete securing instruments. The term zajiovaný thus sits within a broader legal-financial vocabulary that deals with risk, collateral, and enforcement rights.

See also: zajistit, zajištění, zástava, ručení, zajištěný.

Category: legal language, financial terminology.