Váltókövetelmények

Váltókövetelmények are a specific type of financial instrument in Hungarian law, often translated as "bill of exchange claims" or "exchange claims." They represent the right of a holder to receive a specific sum of money on a specified date or on demand, based on a written order known as a bill of exchange (váltó). These claims are governed by the Hungarian Civil Code and related legislation.

The essential characteristic of a váltókövetelés is its independence from the underlying transaction that may have led to its creation. This means that even if there were issues with the original agreement, the holder of a properly issued bill of exchange can typically demand payment from the acceptor or other liable parties. The transferability of a váltókövetelés is also a key feature, allowing it to be passed from one party to another through endorsement.

Common parties involved in a váltókövetelés include the drawer (kibocsátó), who creates the bill of exchange; the drawee/acceptor (elfogadó), who promises to pay; and the payee (kedvezményezett), who is entitled to receive payment. The holder of the bill of exchange has a direct claim against the acceptor. Failure to pay on the due date can lead to legal proceedings to enforce the claim. Váltókövetelmények play a role in facilitating trade and credit transactions within the Hungarian financial system.