Verdienstausfallunterstützung

Verdienstausfall refers to a loss of income or earnings. It is a concept commonly encountered in legal and insurance contexts, particularly in cases of injury, illness, or disability that prevent an individual from working. This loss can be temporary or permanent, depending on the circumstances. In legal proceedings, such as personal injury claims, establishing a claim for Verdienstausfall is crucial for compensating the injured party for their lost earning capacity. This involves demonstrating the extent of the income lost due to the inability to perform one's job.

In the realm of insurance, Verdienstausfall coverage may be part of various policies, including disability insurance, accident insurance, or even certain life insurance policies. The payout from such policies is designed to replace a portion of the income that would have been earned had the insured person been able to work. The calculation of Verdienstausfall typically considers factors like the individual's previous income, their profession, and the expected duration of their work incapacity. Different jurisdictions and insurance providers may have specific rules and definitions for what constitutes Verdienstausfall and how it is calculated.