Valuta

Valuta is a term used in several languages to denote money, currency, or the monetary value of a nation’s money. Informally, it can refer to the currency in everyday transactions, such as the euro or the dollar. In finance, valuta also describes the value date, the date on which a payment or transfer is treated as having value for accounting and settlement. The value date matters for exchange-rate calculations, interest accrual, and the timing of balances.

In Italian, valuta commonly means currency or monetary unit; in German and Dutch, valuta is used especially for value date in banking, while still broadly understood as currency.

Within international trade and banking, valuta designations help coordinate cross-border payments, determine when funds are available, and set settlement terms. Outside specialist contexts, the term is rarely used in everyday English but appears in multilingual agreements and financial documents.