Vakuutat

Vakuutat is a Finnish verb form meaning “you insure” or “you assure.” It is the second-person singular present indicative of the verb vakuuttaa, which has two main senses: insuring something (in a financial or contractual sense) and assuring or guaranteeing something in a communicative sense.

In insurance contexts, vakuuttaa denotes taking out or holding an insurance policy on an item or person. For example, Hän vakuuttaa autonsa would translate as “He insures his car.” In the sense of guaranteeing or convincing, vakuuttaa is used to express assurance or certainty. For example, Hän vakuuttaa minulle, että suunnitelma on pätevä means “He guarantees/assures me that the plan is valid.”

Finnish verbs of this class follow regular conjugation patterns. In present tense, the forms are: vakuutan (I insure/guarantee), vakuutat (you insure/guarantee), vakuuttaa (he/she/it insures/guarantees), vakuutamme (we insure/guarantee), vakuutatte (you all insure/guarantee), vakuuttavat (they insure/guarantee). The verb also forms past, conditional, and other moods with standard endings. The noun forms related to vakuuttaa include vakuutus (insurance), vakuuttaminen (insuring/guaranteeing), and vakuuttava (guaranteeing/convincing).

The term is closely linked to the noun vakuutus, which covers insurance policies and coverage. Ethymologically, vakuuttaa is connected to conveying certainty or protection, aligning with both the financial and communicative senses of guaranteeing security or truth. In modern Finnish, vakuutat and its related forms appear in everyday banking, legal, and interpersonal contexts, reflecting both practical insurance actions and assurances given in conversation.