Työkyvyttömyyseläkkeelle

Työkyvyttömyyseläke is a Finnish term referring to a disability pension. It is a benefit granted to individuals who are unable to work due to illness or injury. The entitlement to a työkyvyttömyyseläke is assessed by Kela, the Social Insurance Institution of Finland, and often requires medical documentation and assessments of work capacity.

To be eligible for a disability pension, an individual must typically have a reduced work capacity that is expected to be long-term. The assessment considers the individual's remaining work capacity in relation to their education, previous work history, and the general labor market. The pension amount is based on the individual's earnings history before becoming disabled.

There are different types of disability pensions, including full and partial pensions, depending on the degree of work incapacity. The process of applying for a työkyvyttömyyseläke can be lengthy and involves medical examinations, consultations with healthcare professionals, and evaluations by Kela. The aim of the disability pension is to provide financial security for individuals who can no longer earn a living due to health reasons.