Työeläkevakuutusmaksujen

Työeläkevakuutusmaksujen, or occupational pension insurance contributions, are mandatory payments made by employers to the Finnish Social Insurance Institution (KELA) on behalf of their employees. These contributions are used to fund the Finnish occupational pension system, which provides retirement benefits to workers who have contributed to the system during their working life. The contributions are based on the employee's salary and are typically deducted from the employee's paycheck before taxes.

The Finnish occupational pension system is a defined contribution system, meaning that the amount of the pension benefit is determined by the contributions made during the working life. The contributions are invested in a pension fund, and the returns on these investments determine the size of the pension benefit. The pension benefit is paid out as a monthly pension, which is calculated based on the average salary and the number of years of contributions.

Työeläkevakuutusmaksujen are an important part of the Finnish social security system, providing a safety net for workers who may not have access to other sources of retirement income. The contributions are also used to fund other social security benefits, such as unemployment benefits and disability benefits. The Finnish occupational pension system is designed to provide a stable and predictable source of retirement income for workers, and the contributions are an important part of ensuring the long-term sustainability of the system.