Työttömyyspäivärahaa

Työttömyyspäiväraha is a Finnish term referring to unemployment benefits. It is a statutory daily allowance paid to unemployed individuals who meet certain eligibility criteria. The purpose of työttömyyspäiväraha is to provide financial security during periods of unemployment, enabling individuals to cover their basic living expenses.

To be eligible for työttömyyspäiväraha, an individual must be registered as unemployed at a TE office (Employment and Economic Development Office) and be actively seeking work. Additionally, they must have fulfilled the required employment history and insurance contribution conditions. These conditions are typically met by having worked for a certain period and paid unemployment insurance contributions.

The amount of työttömyyspäiväraha is calculated based on the individual's previous earnings. There are generally two types of unemployment benefits: basic unemployment allowance and earnings-related unemployment allowance. The earnings-related allowance is a percentage of the former salary, up to a certain maximum amount, while the basic allowance is a fixed sum. The duration for which työttömyyspäiväraha can be received is also limited and depends on factors such as age and employment history.

The administration of työttömyyspäiväraha is handled by unemployment funds (työttömyyskassat) and Kela (The Social Insurance Institution of Finland). Individuals typically apply for the earnings-related allowance through their respective unemployment fund, while Kela handles the basic allowance. The system aims to encourage re-employment by requiring recipients to participate in job-seeking activities and training programs.