Tilinäkymä

Tilinäkymä is a Finnish term that translates to "account view" or "account statement." It refers to a document or a digital display that provides a summary of financial transactions and balances for a specific account over a defined period. This can apply to various types of accounts, including bank accounts, credit card accounts, investment accounts, and even service accounts like utility bills.

A typical tilinäkymä will list deposits, withdrawals, payments, fees, interest earned, and any other relevant financial activities. It usually includes the starting balance, the ending balance, and the dates on which transactions occurred. The purpose of a tilinäkymä is to offer transparency and allow account holders to track their financial activity, verify transactions, and manage their finances effectively.

These statements are crucial for personal budgeting, financial planning, and for detecting any unauthorized or erroneous transactions. Financial institutions regularly send out tilinäkymä to their customers, either by mail or through secure online portals. For businesses, tilinäkymä are essential for accounting and reconciliation purposes. The format and level of detail can vary depending on the institution and the type of account.