Sjúkratryggingarkerfi

Sjúkratryggingarkerfi refers to the healthcare insurance system in Iceland. It is a fundamental part of the Icelandic social welfare system, designed to ensure that all residents have access to necessary medical care. The system is primarily funded through taxation and contributions from individuals and employers. It aims to provide a wide range of healthcare services, including primary care, specialist consultations, hospital services, prescription medications, and preventive healthcare.

The Ministry of Health is responsible for the overall policy and direction of the healthcare system. The Icelandic Health Insurance (Sjúkratryggingar Íslands) is the state agency that administers the healthcare insurance system. It manages reimbursements for healthcare services, negotiates contracts with healthcare providers, and ensures the financial sustainability of the system. Patients typically pay a co-payment for certain services, with the insurance system covering the majority of the costs. There are also provisions for lower-income individuals and specific groups to receive additional support or exemptions from co-payments. The system emphasizes universal access and aims to provide high-quality healthcare to all citizens and legal residents.