Sairausvakuutusmaksujen

Sairausvakuutusmaksujen is a Finnish term referring to sickness insurance contributions. These contributions are a mandatory part of the Finnish social security system, primarily funding the national health insurance scheme. Both employees and employers contribute to these payments. The specific rates for sickness insurance contributions are determined by law and can vary.

For employees, the sickness insurance contribution is typically deducted directly from their gross salary. The rate is a percentage of earned income. Employers also pay a contribution based on the wages they pay to their employees. Self-employed individuals and entrepreneurs also have their own sickness insurance contribution obligations, often calculated based on their business income.

The funds collected from sickness insurance contributions are used to cover various healthcare expenses. This includes reimbursements for doctor's visits, hospital care, prescription medications, and certain rehabilitation services. The aim of the sickness insurance system is to ensure that all residents have access to necessary medical care regardless of their income. The system is administered by Kela, the Social Insurance Institution of Finland. The rates and regulations surrounding sickness insurance contributions are subject to legislative changes.